The Mikuska Group  

Insurance is not just for you

A tragic story out of Cuba this week underscores the importance of having the right travel insurance for your needs – and also for the needs of your family and loved ones back home.

The death of two parents is hard enough to bear. Add to that the necessity to ask others to help pay for bringing their bodies home makes the situation much harder. Figuring out how to bring loved ones home is even harder.

Most reputable insurance companies offer plans that will cover the cost of bringing remains home, as well as a help line staffed 24 hours a day, 365 days a year. They will help arrange for the return home, but also will cover costs to have the body prepared and the cost of standard casket or urn.

Insurance can also cover the cost of sending someone to identify the body including airfare and some expenses, including covering that person with emergency medical insurance.

Even in a medical emergency with a less tragic outcome, the assistance centre can provide a number of services, including but not limited to:

  • a referral to a doctor, hospital or other health care provider
  • monitoring your emergency and keeping your family informed
  • translation and interpreter services
  • arranging for return transportation home when medically necessary.

Of course, no one goes on vacation expecting not to return. But consider that your insurance is bringing peace of mind to your family. The devastating impact of any medical emergency goes far beyond the person in medical distress.

Consider your insuranceĀ an investment in your family’s well-being.

Julie Mikuska.

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